Becoming an educated shopper

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Buy Here Pay Here Credit
Basic Financing Requirements
  • One year at the same employer if no credit rating.
  • Two years employment history with some credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but not in every case.
  • No repossession in last 12 months unless in bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
  I meet these guidelines, Skip to the application.

Deciding what car to buy

Having as much information as possible about auto finance before going into a car dealership can make all the difference in the world. It is an already stressful situation for most people, so arming yourself with as much knowledge as possible, is the best way to combat the stress and anxiety of this process. Let's start out with a few of the basics.

First and foremost, you need to know what type of vehicle it is you want, or need, before you can even think of going to the dealership. You don't want to end up in a vehicle that is not practical for your lifestyle or your wallet.

The internet is a great place to look for different vehicle makes, models, pricing, and also you can look up reviews on the different vehicles that you are interested in to make sure they are within your budget, along with a reliable safe vehicle for you to drive.

Asking friends and family is also a great way to decide where and what to buy. The best car review is from an actual person you know that has driven the vehicles you are considering and can tell you firsthand the good and bad attributes of those vehicles.

One thing I have realized about the different makes and models of vehicles is that everyone fits differently in each and every one of them. Being comfortable in the car you are driving will make all the difference in the world when you're sitting in a traffic jam for an hour, so make sure to pay attention to this when you test drive the vehicle.
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